Here's a great graphic that shows the various types of advice you'd expect from different types of advisors. Odds are, your "advisor" is not a fiduciary and not required to put your interests ahead of their own.
Good Apples in Bad Barrels
If you want to change a person, you've got to change the situation.
-Philip Zimbardo
My mind went back to the time I worked for Wells Fargo, back when dinosaurs roamed the earth. Keep in mind, this was well before the account opening scandal, but the pressure to sell was made crystal clear.
NFL Players: Personal Foul, Investment Fraud
Think Your Retirement Plan Stinks? Talk to a teacher....
Think Your Retirement Plan Stinks? Talk to a teacher, a firefighter, police officer, or employees of a religious organization or non-profit organizations like hospitals.
Millions of Americans - public school teachers, clergy members, employees of religious institutions or non-profits are offered 403(b), 457(b), and 401(a) retirement plans that have little oversight and excessive fees that will cost them tens of thousands of dollars over their lifetimes.
Those that spend their careers helping others should not be stuck with the worst options. That's a crime.